Goodwell, OK
Goodwell, OK's wildfire risk, in USFS's own numbers
Goodwell's 587 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Goodwell's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
Where Goodwell's buildings actually sit
Goodwell rates 66.8% Minimal exposure against just 32.4% Direct and 0.9% Indirect — of 587 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Goodwell against the rest of the country
Inside Oklahoma, Goodwell sits at just the 74th percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Goodwell ranks 1,865 for wildfire risk (1 is highest) and 16,011 by building count (1 is largest). Within Oklahoma alone, it ranks 220 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Goodwell's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 66.8% of buildings rated Minimal exposure, Goodwell gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Goodwell's figures come from
Every one of the two percentiles behind Goodwell's 1,865-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Goodwell's dominant minimal exposure actually means, with real examples from across the dataset.