Goodman, MO
Goodman wildfire risk explained
USFS's Wildfire Risk to Communities model puts Goodman at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 699 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Goodman at the 79th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Goodman's building exposure, zone by zone
USFS classifies 55.9% of Goodman's buildings as Direct exposure, higher than its 44.1% Indirect share and far above its 0% Minimal share — a profile where 391 structures sit close enough to vegetation that lot clearing matters most.
Goodman against the rest of the country
Compare Goodman's two percentiles: 94th within Missouri, only 77th nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Goodman ranks 7,124 for wildfire risk (1 is highest) and 14,664 by building count (1 is largest). Within Missouri alone, it ranks 63 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 77th percentile nationally, Goodman carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Goodman's 55.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Goodman's figures come from
The methodology guide shows exactly how USFS turned 699 counted buildings into the percentiles shown above for Goodman. The exposure-zones guide covers what Goodman's dominant direct exposure actually means, with real examples from across the dataset.