Goodland, FL
How exposed is Goodland to wildfire?
Goodland sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 401 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Goodland's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
What "at risk" means for the buildings here
94% of Goodland's 401 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 1.8% Direct and 4.2% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Goodland compares
Goodland's 82nd national percentile looks worse in isolation than its 55th ranking inside Florida does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Goodland ranks 5,572 for wildfire risk (1 is highest) and 19,181 by building count (1 is largest). Within Florida alone, it ranks 432 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Goodland and the insurance market
Goodland's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Goodland's 94% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 401 counted buildings into the percentiles shown above for Goodland. For more on what indirect exposure implies beyond Goodland, see the exposure-zones guide.