Gooding, ID
Gooding wildfire risk explained
USFS scores Gooding at the 78th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,841 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gooding's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Gooding's building exposure, zone by zone
1,841 buildings are counted in Gooding, and 78.7% of them are Indirect exposure — ember-driven risk rather than the 6.4% in Direct exposure or the 14.9% rated Minimal.
How Gooding compares
Inside Idaho, Gooding sits at just the 45th percentile even though it scores 78th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Gooding ranks 6,966 for wildfire risk (1 is highest) and 7,946 by building count (1 is largest). Within Idaho alone, it ranks 129 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Gooding and the insurance market
At the 78th percentile nationally, Gooding carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Gooding's 78.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Gooding's figures come from
Every one of the two percentiles behind Gooding's 6,966-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Gooding's dominant indirect exposure actually means, with real examples from across the dataset.