Goodhue, MN
Goodhue, MN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Goodhue at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 562 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Goodhue at the 2nd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
Only 11.9% of Goodhue's 562 buildings carry Direct exposure and 0% carry Indirect; the remaining 88.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Goodhue ranks
There's little gap between Goodhue's 2nd national percentile and its 1st percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Goodhue ranks 31,023 for wildfire risk (1 is highest) and 16,376 by building count (1 is largest). Within Minnesota alone, it ranks 901 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 2nd national percentile, Goodhue rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Goodhue's 88.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Goodhue's figures come from
Goodhue's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Goodhue's dominant minimal exposure actually means, with real examples from across the dataset.