Golinda, TX
How exposed is Golinda to wildfire?
USFS's Wildfire Risk to Communities model puts Golinda at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 475 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Golinda's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Golinda's building exposure, zone by zone
Direct exposure dominates in Golinda: 98.7% of its 475 buildings, versus 1.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Golinda ranks
Inside Texas, Golinda sits at just the 28th percentile even though it scores 69th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Golinda ranks 9,910 for wildfire risk (1 is highest) and 17,805 by building count (1 is largest). Within Texas alone, it ranks 1,298 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Golinda's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Golinda (98.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Golinda's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Golinda, see the exposure-zones guide.