Goliad, TX
Goliad, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Goliad at the 79th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,083 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Goliad at the 81st percentile, close to its 79th-percentile risk score.
What "at risk" means for the buildings here
1,083 buildings are counted in Goliad, and 69.7% of them are Indirect exposure — ember-driven risk rather than the 30.3% in Direct exposure or the 0% rated Minimal.
Where Goliad ranks
Goliad's 79th national percentile looks worse in isolation than its 59th ranking inside Texas does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Goliad ranks 6,598 for wildfire risk (1 is highest) and 11,393 by building count (1 is largest). Within Texas alone, it ranks 738 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Goliad and the insurance market
Goliad's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Goliad (69.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Goliad's figures come from
Every one of the two percentiles behind Goliad's 6,598-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Goliad's dominant indirect exposure actually means, with real examples from across the dataset.