Goldsmith, IN
Goldsmith wildfire risk explained
Out of every US place USFS scores, Goldsmith lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 147 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Goldsmith at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 83% of Goldsmith's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 17% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Goldsmith compares
Goldsmith's risk sits at a similar level relative to Indiana (8th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Goldsmith ranks 31,202 for wildfire risk (1 is highest) and 26,982 by building count (1 is largest). Within Indiana alone, it ranks 893 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Goldsmith
Goldsmith's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 83% of buildings rated Minimal exposure, Goldsmith gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Goldsmith's 31,202-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Goldsmith, see the exposure-zones guide.