Goldenrod, FL
How exposed is Goldenrod to wildfire?
Out of every US place USFS scores, Goldenrod lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,684 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Goldenrod at the 69th percentile, close to its 67th-percentile risk score.
Where Goldenrod's buildings actually sit
Most of Goldenrod's buildings (86.7% of 3,684) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Goldenrod ranks
Goldenrod ranks lower within Florida (23rd percentile statewide) than its 67th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Goldenrod ranks 10,424 for wildfire risk (1 is highest) and 4,547 by building count (1 is largest). Within Florida alone, it ranks 736 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Goldenrod's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Goldenrod
With 86.7% of buildings rated Minimal exposure, Goldenrod gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Goldenrod's figures come from
Goldenrod's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Goldenrod's dominant minimal exposure actually means, with real examples from across the dataset.