Golden View Colony, SD
Golden View Colony wildfire risk explained
Golden View Colony sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 54 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Golden View Colony's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
Golden View Colony's building exposure, zone by zone
Most of Golden View Colony's buildings (53.7% of 54) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Golden View Colony ranks
Golden View Colony's 45th national percentile looks worse in isolation than its 21st ranking inside South Dakota does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Golden View Colony ranks 17,316 for wildfire risk (1 is highest) and 30,834 by building count (1 is largest). Within South Dakota alone, it ranks 346 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
At the 45th national percentile, Golden View Colony rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 53.7% of Golden View Colony outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Golden View Colony's figures come from
The methodology guide shows exactly how USFS turned 54 counted buildings into the percentiles shown above for Golden View Colony. The exposure-zones guide covers what Golden View Colony's dominant minimal exposure actually means, with real examples from across the dataset.