Golden Shores, AZ
Golden Shores wildfire risk explained
USFS's Wildfire Risk to Communities model puts Golden Shores at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,548 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Golden Shores at the 63rd percentile, close to its 63rd-percentile risk score.
Where Golden Shores's buildings actually sit
2,548 buildings are counted in Golden Shores, and 83.6% of them are Indirect exposure — ember-driven risk rather than the 16.4% in Direct exposure or the 0% rated Minimal.
How Golden Shores compares
Inside Arizona, Golden Shores sits at just the 28th percentile even though it scores 63rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Golden Shores ranks 11,711 for wildfire risk (1 is highest) and 6,204 by building count (1 is largest). Within Arizona alone, it ranks 319 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Golden Shores
Golden Shores's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Golden Shores
Because 83.6% of Golden Shores's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Golden Shores's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Golden Shores, see the exposure-zones guide.