Golden, OK
Golden wildfire risk explained
Golden sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 69 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Golden's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Where Golden's buildings actually sit
Direct exposure dominates in Golden: 100% of its 69 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Golden compares
Golden's 81st national percentile looks worse in isolation than its 24th ranking inside Oklahoma does — this place is on the milder end for its own state, by 57 points. Among the 31,521 US communities USFS scores, Golden ranks 5,872 for wildfire risk (1 is highest) and 30,325 by building count (1 is largest). Within Oklahoma alone, it ranks 636 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Golden
Golden's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Golden's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Golden's figures come from
Every one of the two percentiles behind Golden's 5,872-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Golden's dominant direct exposure actually means, with real examples from across the dataset.