Godley, TX
How exposed is Godley to wildfire?
Godley's 996 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Godley at the 96th percentile, close to its 97th-percentile risk score.
Where Godley's buildings actually sit
Indirect exposure is dominant in Godley (59.3% of 996 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 40.7% sit in the Direct zone.
Godley against the rest of the country
Godley scores 97th nationally and 97th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Godley ranks 1,086 for wildfire risk (1 is highest) and 11,968 by building count (1 is largest). Within Texas alone, it ranks 52 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Godley
At the 97th percentile nationally, Godley carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Godley's 59.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Godley's figures come from
Every one of the two percentiles behind Godley's 1,086-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Godley's dominant indirect exposure actually means, with real examples from across the dataset.