Godfrey, GA
Godfrey wildfire risk explained
Godfrey's 108 buildings earn a 69th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Godfrey's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
What "at risk" means for the buildings here
99.1% of Godfrey's 108 buildings sit in USFS's Direct exposure zone, roughly 107 structures close enough to burnable vegetation for flame contact, not just embers — 0.9% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Godfrey ranks
Godfrey scores 69th nationally and 62nd within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Godfrey ranks 9,764 for wildfire risk (1 is highest) and 28,685 by building count (1 is largest). Within Georgia alone, it ranks 256 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Godfrey's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 99.1% of Godfrey in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Godfrey's figures come from
Godfrey's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Godfrey's dominant direct exposure actually means, with real examples from across the dataset.