Goddard, KS
Goddard wildfire risk explained
Out of every US place USFS scores, Goddard lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,998 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Goddard's burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
Where Goddard's buildings actually sit
USFS classifies 90% of Goddard's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 10% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Goddard compares
Goddard ranks lower within Kansas (30th percentile statewide) than its 49th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Goddard ranks 16,002 for wildfire risk (1 is highest) and 7,483 by building count (1 is largest). Within Kansas alone, it ranks 504 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Goddard's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Goddard
Even with 90% of Goddard outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Goddard's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Goddard, see the exposure-zones guide.