Glover, VT
How exposed is Glover to wildfire?
USFS's Wildfire Risk to Communities model puts Glover at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 149 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Glover's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Glover's building exposure, zone by zone
84.6% of Glover's 149 buildings sit in USFS's Direct exposure zone, roughly 126 structures close enough to burnable vegetation for flame contact, not just embers — 15.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Glover ranks
Glover's risk sits at a similar level relative to Vermont (5th percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Glover ranks 28,191 for wildfire risk (1 is highest) and 26,932 by building count (1 is largest). Within Vermont alone, it ranks 170 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
What this risk score means for insurance
Glover's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Glover's 84.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Glover's figures come from
Every one of the two percentiles behind Glover's 28,191-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Glover's dominant direct exposure actually means, with real examples from across the dataset.