Gloucester Point, VA
How exposed is Gloucester Point to wildfire?
Out of every US place USFS scores, Gloucester Point lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 5,361 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gloucester Point at the 51st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Gloucester Point's building exposure, zone by zone
Direct exposure dominates in Gloucester Point: 67.8% of its 5,361 buildings, versus 24.4% Indirect and 7.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 5,361 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Gloucester Point against the rest of the country
There's little gap between Gloucester Point's 51st national percentile and its 55th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gloucester Point ranks 15,363 for wildfire risk (1 is highest) and 3,217 by building count (1 is largest). Within Virginia alone, it ranks 305 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Gloucester Point and the insurance market
Gloucester Point's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 67.8% of Gloucester Point in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Gloucester Point's figures come from
Every one of the two percentiles behind Gloucester Point's 15,363-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Gloucester Point's dominant direct exposure actually means, with real examples from across the dataset.