Gloster, LA
How exposed is Gloster to wildfire?
USFS's Wildfire Risk to Communities model puts Gloster at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 79 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gloster's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 100% of Gloster's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 79 structures sit close enough to vegetation that lot clearing matters most.
How Gloster compares
Compare Gloster's two percentiles: 86th within Louisiana, only 71st nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Gloster ranks 9,298 for wildfire risk (1 is highest) and 29,925 by building count (1 is largest). Within Louisiana alone, it ranks 70 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
Gloster and the insurance market
At the 71st percentile nationally, Gloster carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Gloster (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Gloster's 9,298-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Gloster, see the exposure-zones guide.