Glencoe, FL
Glencoe wildfire risk explained
USFS's Wildfire Risk to Communities model puts Glencoe at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,305 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Glencoe's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Where Glencoe's buildings actually sit
USFS classifies 89.7% of Glencoe's buildings as Direct exposure, higher than its 10.3% Indirect share and far above its 0% Minimal share — a profile where 1,171 structures sit close enough to vegetation that lot clearing matters most.
Glencoe against the rest of the country
Glencoe scores 92nd nationally and 85th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Glencoe ranks 2,607 for wildfire risk (1 is highest) and 10,054 by building count (1 is largest). Within Florida alone, it ranks 144 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Glencoe
Glencoe's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Glencoe's 89.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Glencoe's figures come from
Every one of the two percentiles behind Glencoe's 2,607-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Glencoe's dominant direct exposure actually means, with real examples from across the dataset.