Glencoe, CA
Glencoe wildfire risk explained
Glencoe sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 387 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Glencoe at the 97th percentile, close to its 98th-percentile risk score.
Where Glencoe's buildings actually sit
USFS classifies 100% of Glencoe's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 387 structures sit close enough to vegetation that lot clearing matters most.
Where Glencoe ranks
Glencoe scores 98th nationally and 84th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Glencoe ranks 593 for wildfire risk (1 is highest) and 19,460 by building count (1 is largest). Within California alone, it ranks 250 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Glencoe and the insurance market
Glencoe sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 98th-percentile score like Glencoe's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Glencoe (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Glencoe's figures come from
Every one of the two percentiles behind Glencoe's 593-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Glencoe's dominant direct exposure actually means, with real examples from across the dataset.