Glencoe, AL
Glencoe, AL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Glencoe lands at the 81st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,161 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Glencoe at the 85th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Glencoe's buildings actually sit
65.2% of Glencoe's 3,161 buildings sit in USFS's Direct exposure zone, roughly 2,062 structures close enough to burnable vegetation for flame contact, not just embers — 34.6% fall in the Indirect, ember-only zone and 0.2% are Minimal.
Glencoe against the rest of the country
Glencoe scores 81st nationally and 80th within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Glencoe ranks 5,849 for wildfire risk (1 is highest) and 5,213 by building count (1 is largest). Within Alabama alone, it ranks 121 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Glencoe and the insurance market
At the 81st percentile nationally, Glencoe carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 65.2% of Glencoe in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Glencoe's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Glencoe, see the exposure-zones guide.