Glenaire, MO
How exposed is Glenaire to wildfire?
Glenaire's 306 buildings earn a 61st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Glenaire at the 63rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Glenaire: 53.9% of its 306 buildings, versus 42.2% Indirect and 3.9% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Glenaire ranks
Glenaire's risk sits at a similar level relative to Missouri (59th percentile statewide) as it does nationally (61st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Glenaire ranks 12,266 for wildfire risk (1 is highest) and 21,475 by building count (1 is largest). Within Missouri alone, it ranks 436 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Glenaire's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Glenaire's 53.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Glenaire's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Glenaire, see the exposure-zones guide.