Glen Gardner, NJ
Glen Gardner wildfire risk explained
USFS scores Glen Gardner at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 525 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Glen Gardner at the 36th percentile, close to its 37th-percentile risk score.
Where Glen Gardner's buildings actually sit
86.5% of Glen Gardner's 525 buildings sit in USFS's Direct exposure zone, roughly 454 structures close enough to burnable vegetation for flame contact, not just embers — 13.5% fall in the Indirect, ember-only zone and 0% are Minimal.
How Glen Gardner compares
Glen Gardner's risk sits at a similar level relative to New Jersey (38th percentile statewide) as it does nationally (37th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Glen Gardner ranks 19,792 for wildfire risk (1 is highest) and 16,944 by building count (1 is largest). Within New Jersey alone, it ranks 436 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Glen Gardner and the insurance market
Glen Gardner's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Glen Gardner
Because Direct exposure dominates in Glen Gardner (86.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Glen Gardner's figures come from
Glen Gardner's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Glen Gardner's dominant direct exposure actually means, with real examples from across the dataset.