Gladwin, MI
Gladwin wildfire risk explained
Gladwin sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,612 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gladwin's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Where Gladwin's buildings actually sit
Indirect exposure is dominant in Gladwin (91.8% of 1,612 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 8.3% sit in the Direct zone.
Where Gladwin ranks
Within Michigan, Gladwin ranks higher (79th percentile) than it does nationally (28th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Gladwin ranks 22,658 for wildfire risk (1 is highest) and 8,721 by building count (1 is largest). Within Michigan alone, it ranks 155 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Gladwin
Gladwin's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 91.8% of Gladwin's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Gladwin's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Gladwin, see the exposure-zones guide.