Gladstone, MO
How exposed is Gladstone to wildfire?
USFS's Wildfire Risk to Communities model puts Gladstone at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 9,771 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gladstone at the 62nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 10.1% of Gladstone's 9,771 buildings carry Direct exposure and 0% carry Indirect; the remaining 89.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 9,771 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Gladstone ranks
There's little gap between Gladstone's 59th national percentile and its 54th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gladstone ranks 12,802 for wildfire risk (1 is highest) and 1,672 by building count (1 is largest). Within Missouri alone, it ranks 493 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Gladstone and the insurance market
Gladstone's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Gladstone's 89.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 9,771 counted buildings into the percentiles shown above for Gladstone. For more on what minimal exposure implies beyond Gladstone, see the exposure-zones guide.