Gladstone, MI
Gladstone, MI's wildfire risk, in USFS's own numbers
USFS scores Gladstone at the 54th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 3,249 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gladstone at the 54th percentile, close to its 54th-percentile risk score.
Where Gladstone's buildings actually sit
Most of Gladstone's buildings (71.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Gladstone against the rest of the country
Gladstone's 96th-percentile standing inside Michigan outpaces its 54th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Gladstone ranks 14,651 for wildfire risk (1 is highest) and 5,101 by building count (1 is largest). Within Michigan alone, it ranks 28 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Gladstone's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 71.1% of Gladstone's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Gladstone's 14,651-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Gladstone, see the exposure-zones guide.