Girardville, PA
How exposed is Girardville to wildfire?
USFS's Wildfire Risk to Communities model puts Girardville at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 413 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Girardville at the 56th percentile, close to its 59th-percentile risk score.
What "at risk" means for the buildings here
413 buildings are counted in Girardville, and 83.3% of them are Indirect exposure — ember-driven risk rather than the 16.7% in Direct exposure or the 0% rated Minimal.
Girardville against the rest of the country
Within Pennsylvania, Girardville ranks higher (95th percentile) than it does nationally (59th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Girardville ranks 13,092 for wildfire risk (1 is highest) and 18,977 by building count (1 is largest). Within Pennsylvania alone, it ranks 105 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Girardville
Girardville's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Girardville (83.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Girardville's figures come from
Every one of the two percentiles behind Girardville's 13,092-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Girardville's dominant indirect exposure actually means, with real examples from across the dataset.