Girard, KS
How exposed is Girard to wildfire?
USFS's Wildfire Risk to Communities model puts Girard at the 54th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,758 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Girard at the 55th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Girard's buildings actually sit
75% of Girard's 1,758 buildings sit in USFS's Minimal exposure zone, with only 25% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Girard compares
Girard scores 54th nationally and 40th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Girard ranks 14,491 for wildfire risk (1 is highest) and 8,194 by building count (1 is largest). Within Kansas alone, it ranks 431 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Girard
At the 54th national percentile, Girard rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Girard
Even with 75% of Girard outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Girard's figures come from
Every one of the two percentiles behind Girard's 14,491-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Girard's dominant minimal exposure actually means, with real examples from across the dataset.