Giltner, NE
How exposed is Giltner to wildfire?
Giltner sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 315 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Giltner at the 6th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Giltner's building exposure, zone by zone
Only 14.3% of Giltner's 315 buildings carry Direct exposure and 0% carry Indirect; the remaining 85.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Giltner against the rest of the country
Giltner's risk sits at a similar level relative to Nebraska (4th percentile statewide) as it does nationally (8th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Giltner ranks 28,911 for wildfire risk (1 is highest) and 21,231 by building count (1 is largest). Within Nebraska alone, it ranks 560 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Giltner
Giltner's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Giltner
Even with 85.7% of Giltner outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 315 counted buildings into the percentiles shown above for Giltner. For more on what minimal exposure implies beyond Giltner, see the exposure-zones guide.