Gilt Edge, TN
How exposed is Gilt Edge to wildfire?
USFS's Wildfire Risk to Communities model puts Gilt Edge at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 314 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gilt Edge at the 37th percentile, close to its 37th-percentile risk score.
Gilt Edge's building exposure, zone by zone
USFS classifies 83.1% of Gilt Edge's buildings as Direct exposure, higher than its 16.9% Indirect share and far above its 0% Minimal share — a profile where 261 structures sit close enough to vegetation that lot clearing matters most.
Where Gilt Edge ranks
There's little gap between Gilt Edge's 37th national percentile and its 26th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gilt Edge ranks 19,962 for wildfire risk (1 is highest) and 21,265 by building count (1 is largest). Within Tennessee alone, it ranks 371 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 37th national percentile, Gilt Edge rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Gilt Edge
Because Direct exposure dominates in Gilt Edge (83.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Gilt Edge's figures come from
The methodology guide shows exactly how USFS turned 314 counted buildings into the percentiles shown above for Gilt Edge. The exposure-zones guide covers what Gilt Edge's dominant direct exposure actually means, with real examples from across the dataset.