Gilmore, MD
How exposed is Gilmore to wildfire?
USFS's Wildfire Risk to Communities model puts Gilmore at the 58th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 80 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gilmore at the 55th percentile, close to its 58th-percentile risk score.
Gilmore's building exposure, zone by zone
97.5% of Gilmore's 80 buildings sit in USFS's Direct exposure zone, roughly 78 structures close enough to burnable vegetation for flame contact, not just embers — 2.5% fall in the Indirect, ember-only zone and 0% are Minimal.
Gilmore against the rest of the country
Gilmore's 82nd-percentile standing inside Maryland outpaces its 58th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Gilmore ranks 13,330 for wildfire risk (1 is highest) and 29,881 by building count (1 is largest). Within Maryland alone, it ranks 98 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Gilmore and the insurance market
At the 58th national percentile, Gilmore rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Gilmore's 97.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Gilmore's 58th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Gilmore, see the exposure-zones guide.