Gilmore City, IA
How exposed is Gilmore City to wildfire?
Gilmore City's 432 buildings earn a 8th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gilmore City at the 5th percentile, close to its 8th-percentile risk score.
Where Gilmore City's buildings actually sit
Gilmore City rates 92.4% Minimal exposure against just 7.6% Direct and 0% Indirect — of 432 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Gilmore City against the rest of the country
Gilmore City scores 8th nationally and 16th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Gilmore City ranks 29,025 for wildfire risk (1 is highest) and 18,604 by building count (1 is largest). Within Iowa alone, it ranks 851 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Gilmore City
Gilmore City's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 92.4% of buildings rated Minimal exposure, Gilmore City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Gilmore City's figures come from
Every one of the two percentiles behind Gilmore City's 29,025-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Gilmore City's dominant minimal exposure actually means, with real examples from across the dataset.