Gilmer, TX
How exposed is Gilmer to wildfire?
USFS's Wildfire Risk to Communities model puts Gilmer at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,555 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gilmer at the 74th percentile, close to its 73rd-percentile risk score.
What "at risk" means for the buildings here
USFS puts 92.4% of Gilmer's 2,555 buildings in the Indirect exposure zone, versus 7.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Gilmer against the rest of the country
Gilmer ranks lower within Texas (39th percentile statewide) than its 73rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Gilmer ranks 8,552 for wildfire risk (1 is highest) and 6,190 by building count (1 is largest). Within Texas alone, it ranks 1,099 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Gilmer
Gilmer's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Gilmer
With ember exposure the dominant pattern in Gilmer (92.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,555 counted buildings into the percentiles shown above for Gilmer. For more on what indirect exposure implies beyond Gilmer, see the exposure-zones guide.