Gilman, MT
Gilman, MT's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Gilman lands at the 64th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 72 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gilman at the 65th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Gilman's building exposure, zone by zone
USFS classifies 100% of Gilman's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 72 structures sit close enough to vegetation that lot clearing matters most.
Gilman against the rest of the country
Gilman's 64th national percentile looks worse in isolation than its 31st ranking inside Montana does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Gilman ranks 11,386 for wildfire risk (1 is highest) and 30,211 by building count (1 is largest). Within Montana alone, it ranks 330 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Gilman and the insurance market
At the 64th percentile nationally, Gilman carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Gilman
Gilman's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Gilman's 11,386-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Gilman, see the exposure-zones guide.