Gilgo, NY
How exposed is Gilgo to wildfire?
Out of every US place USFS scores, Gilgo lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 160 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gilgo's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
Gilgo's building exposure, zone by zone
Gilgo rates 87.5% Minimal exposure against just 12.5% Direct and 0% Indirect — of 160 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Gilgo ranks
Compare Gilgo's two percentiles: 94th within New York, only 49th nationally — a gap of 44 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Gilgo ranks 15,980 for wildfire risk (1 is highest) and 26,442 by building count (1 is largest). Within New York alone, it ranks 84 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Gilgo and the insurance market
At the 49th national percentile, Gilgo rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Gilgo
With 87.5% of buildings rated Minimal exposure, Gilgo gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Gilgo's figures come from
The methodology guide shows exactly how USFS turned 160 counted buildings into the percentiles shown above for Gilgo. The exposure-zones guide covers what Gilgo's dominant minimal exposure actually means, with real examples from across the dataset.