Gildford Colony, MT
Gildford Colony, MT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Gildford Colony at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 37 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gildford Colony at the 5th percentile, close to its 6th-percentile risk score.
Gildford Colony's building exposure, zone by zone
Only 48.7% of Gildford Colony's 37 buildings carry Direct exposure and 0% carry Indirect; the remaining 51.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Gildford Colony compares
Gildford Colony's risk sits at a similar level relative to Montana (1st percentile statewide) as it does nationally (6th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gildford Colony ranks 29,513 for wildfire risk (1 is highest) and 31,236 by building count (1 is largest). Within Montana alone, it ranks 471 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Gildford Colony
At the 6th national percentile, Gildford Colony rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 51.4% of buildings rated Minimal exposure, Gildford Colony gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Gildford Colony's figures come from
Gildford Colony's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Gildford Colony's dominant minimal exposure actually means, with real examples from across the dataset.