Gilby, ND
How exposed is Gilby to wildfire?
USFS scores Gilby at the 20th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 157 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gilby at the 19th percentile, close to its 20th-percentile risk score.
Where Gilby's buildings actually sit
Only 23.6% of Gilby's 157 buildings carry Direct exposure and 0% carry Indirect; the remaining 76.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Gilby ranks
Gilby's risk sits at a similar level relative to North Dakota (6th percentile statewide) as it does nationally (20th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gilby ranks 25,161 for wildfire risk (1 is highest) and 26,577 by building count (1 is largest). Within North Dakota alone, it ranks 377 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in Gilby
At the 20th national percentile, Gilby rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 76.4% of Gilby outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Gilby's figures come from
Every one of the two percentiles behind Gilby's 25,161-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Gilby's dominant minimal exposure actually means, with real examples from across the dataset.