Gilbertsville, NY
How exposed is Gilbertsville to wildfire?
Gilbertsville sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 297 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gilbertsville at the 14th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Gilbertsville's buildings actually sit
Of Gilbertsville's 297 counted buildings, 89.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Gilbertsville compares
Gilbertsville's 34th-percentile standing inside New York outpaces its 14th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Gilbertsville ranks 27,173 for wildfire risk (1 is highest) and 21,713 by building count (1 is largest). Within New York alone, it ranks 857 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Gilbertsville
Gilbertsville's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Gilbertsville (89.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Gilbertsville's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Gilbertsville, see the exposure-zones guide.