Gilberts, IL
Gilberts wildfire risk explained
Gilberts's 2,177 buildings earn a 26th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gilberts at the 27th percentile, close to its 26th-percentile risk score.
What "at risk" means for the buildings here
Gilberts rates 88.3% Minimal exposure against just 11.7% Direct and 0% Indirect — of 2,177 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Gilberts against the rest of the country
Within Illinois, Gilberts ranks higher (72nd percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Gilberts ranks 23,408 for wildfire risk (1 is highest) and 6,998 by building count (1 is largest). Within Illinois alone, it ranks 398 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Gilberts's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 88.3% of Gilberts outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Gilberts's 23,408-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Gilberts, see the exposure-zones guide.