Gilbert, WV
How exposed is Gilbert to wildfire?
Gilbert's 338 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gilbert at the 96th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Gilbert's buildings actually sit
338 buildings are counted in Gilbert, and 52.4% of them are Indirect exposure — ember-driven risk rather than the 47.6% in Direct exposure or the 0% rated Minimal.
Gilbert against the rest of the country
Gilbert's risk sits at a similar level relative to West Virginia (93rd percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gilbert ranks 1,970 for wildfire risk (1 is highest) and 20,649 by building count (1 is largest). Within West Virginia alone, it ranks 30 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Gilbert and the insurance market
At the 94th percentile nationally, Gilbert carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Gilbert (52.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Gilbert's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Gilbert, see the exposure-zones guide.