Gilbert, LA
Gilbert, LA's wildfire risk, in USFS's own numbers
USFS scores Gilbert at the 28th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 354 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gilbert at the 28th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
55.9% of Gilbert's 354 buildings sit in USFS's Minimal exposure zone, with only 44.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Gilbert compares
Gilbert's risk sits at a similar level relative to Louisiana (28th percentile statewide) as it does nationally (28th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gilbert ranks 22,532 for wildfire risk (1 is highest) and 20,212 by building count (1 is largest). Within Louisiana alone, it ranks 350 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Gilbert's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 55.9% of Gilbert outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Gilbert's figures come from
The methodology guide shows exactly how USFS turned 354 counted buildings into the percentiles shown above for Gilbert. The exposure-zones guide covers what Gilbert's dominant minimal exposure actually means, with real examples from across the dataset.