Gilbert, IA
Gilbert, IA's wildfire risk, in USFS's own numbers
Gilbert sits at the 7th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 540 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gilbert's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
Gilbert's building exposure, zone by zone
USFS classifies 83.3% of Gilbert's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 16.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Gilbert ranks
There's little gap between Gilbert's 7th national percentile and its 15th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gilbert ranks 29,343 for wildfire risk (1 is highest) and 16,719 by building count (1 is largest). Within Iowa alone, it ranks 864 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Gilbert's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Gilbert
With 83.3% of buildings rated Minimal exposure, Gilbert gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 540 counted buildings into the percentiles shown above for Gilbert. For more on what minimal exposure implies beyond Gilbert, see the exposure-zones guide.