Gilbert, AZ
Gilbert wildfire risk explained
Gilbert's 91,545 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gilbert's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
What "at risk" means for the buildings here
Most of Gilbert's buildings (86.2% of 91,545) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 91,545 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Gilbert against the rest of the country
Gilbert ranks lower within Arizona (35th percentile statewide) than its 73rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Gilbert ranks 8,591 for wildfire risk (1 is highest) and 77 by building count (1 is largest). Within Arizona alone, it ranks 289 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Gilbert and the insurance market
Gilbert's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Gilbert's 86.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Gilbert's figures come from
Gilbert's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Gilbert's dominant minimal exposure actually means, with real examples from across the dataset.