Gilbert, AR
Gilbert wildfire risk explained
USFS's Wildfire Risk to Communities model puts Gilbert at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 57 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gilbert at the 83rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Gilbert's buildings actually sit
USFS classifies 100% of Gilbert's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 57 structures sit close enough to vegetation that lot clearing matters most.
Gilbert against the rest of the country
Gilbert scores 81st nationally and 83rd within Arkansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Gilbert ranks 6,104 for wildfire risk (1 is highest) and 30,732 by building count (1 is largest). Within Arkansas alone, it ranks 109 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Gilbert's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 100% of Gilbert in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Gilbert's figures come from
The methodology guide shows exactly how USFS turned 57 counted buildings into the percentiles shown above for Gilbert. The exposure-zones guide covers what Gilbert's dominant direct exposure actually means, with real examples from across the dataset.