Gila Hot Springs, NM
Gila Hot Springs wildfire risk explained
Gila Hot Springs's 93 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gila Hot Springs at the 98th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Gila Hot Springs's buildings actually sit
100% of Gila Hot Springs's 93 buildings sit in USFS's Direct exposure zone, roughly 93 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Gila Hot Springs against the rest of the country
Gila Hot Springs's risk sits at a similar level relative to New Mexico (95th percentile statewide) as it does nationally (98th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gila Hot Springs ranks 574 for wildfire risk (1 is highest) and 29,367 by building count (1 is largest). Within New Mexico alone, it ranks 27 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Gila Hot Springs and the insurance market
At the 98th percentile nationally, Gila Hot Springs carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 100% of Gila Hot Springs in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 93 counted buildings into the percentiles shown above for Gila Hot Springs. For more on what direct exposure implies beyond Gila Hot Springs, see the exposure-zones guide.