Gila Crossing, AZ
Gila Crossing, AZ's wildfire risk, in USFS's own numbers
USFS scores Gila Crossing at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 192 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gila Crossing at the 98th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Gila Crossing's buildings actually sit
USFS classifies 100% of Gila Crossing's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 192 structures sit close enough to vegetation that lot clearing matters most.
How Gila Crossing compares
Gila Crossing's risk sits at a similar level relative to Arizona (89th percentile statewide) as it does nationally (98th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gila Crossing ranks 554 for wildfire risk (1 is highest) and 25,150 by building count (1 is largest). Within Arizona alone, it ranks 47 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 98th percentile nationally, Gila Crossing carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 100% of Gila Crossing in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Gila Crossing's figures come from
Every one of the two percentiles behind Gila Crossing's 554-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Gila Crossing's dominant direct exposure actually means, with real examples from across the dataset.