Gifford, FL
Gifford, FL's wildfire risk, in USFS's own numbers
Gifford's 2,097 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gifford at the 79th percentile, close to its 79th-percentile risk score.
Where Gifford's buildings actually sit
USFS classifies 72.6% of Gifford's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 27.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Gifford ranks
Gifford ranks lower within Florida (46th percentile statewide) than its 79th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Gifford ranks 6,615 for wildfire risk (1 is highest) and 7,200 by building count (1 is largest). Within Florida alone, it ranks 521 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Gifford and the insurance market
Gifford's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 72.6% of buildings rated Minimal exposure, Gifford gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,097 counted buildings into the percentiles shown above for Gifford. For more on what minimal exposure implies beyond Gifford, see the exposure-zones guide.