Gibsonton, FL
Gibsonton, FL's wildfire risk, in USFS's own numbers
Gibsonton sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 7,681 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gibsonton at the 81st percentile, close to its 82nd-percentile risk score.
Gibsonton's building exposure, zone by zone
51.7% of Gibsonton's 7,681 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 31.3% Direct and 17% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 7,681 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Gibsonton against the rest of the country
Inside Florida, Gibsonton sits at just the 54th percentile even though it scores 82nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Gibsonton ranks 5,668 for wildfire risk (1 is highest) and 2,221 by building count (1 is largest). Within Florida alone, it ranks 443 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Gibsonton
Gibsonton's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Gibsonton
Gibsonton's 51.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Gibsonton's figures come from
The methodology guide shows exactly how USFS turned 7,681 counted buildings into the percentiles shown above for Gibsonton. The exposure-zones guide covers what Gibsonton's dominant indirect exposure actually means, with real examples from across the dataset.