Gibson, IA
Gibson, IA's wildfire risk, in USFS's own numbers
Gibson's 60 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gibson at the 40th percentile, close to its 41st-percentile risk score.
Gibson's building exposure, zone by zone
Most of Gibson's buildings (95% of 60) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Gibson against the rest of the country
Compare Gibson's two percentiles: 56th within Iowa, only 41st nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Gibson ranks 18,715 for wildfire risk (1 is highest) and 30,646 by building count (1 is largest). Within Iowa alone, it ranks 448 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Gibson and the insurance market
At the 41st national percentile, Gibson rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Gibson's 95% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Gibson's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Gibson, see the exposure-zones guide.