Gibbsville, WI
How exposed is Gibbsville to wildfire?
USFS's Wildfire Risk to Communities model puts Gibbsville at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 246 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gibbsville's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 77.6% of Gibbsville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 22.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Gibbsville ranks
Gibbsville's risk sits at a similar level relative to Wisconsin (0th percentile statewide) as it does nationally (3rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gibbsville ranks 30,591 for wildfire risk (1 is highest) and 23,282 by building count (1 is largest). Within Wisconsin alone, it ranks 806 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Gibbsville and the insurance market
At the 3rd national percentile, Gibbsville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 77.6% of Gibbsville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Gibbsville's 30,591-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Gibbsville, see the exposure-zones guide.